Leasing
Leasing is a well respected financial concept that has long been used in the
business world as a smart method of financing buildings, equipment, and
vehicles, although it is still relatively new to consumers. As recently as ten
years ago, most automobile consumers had never heard of leasing, much less done
it. Now, approximately a third of all new cars, trucks, SUVs, and vans are
leased; and the numbers are increasing every year. Why? Because the cost of new
cars has rapidly spiraled upwards over the last few years, often making them
unaffordable, and changes in tax laws eliminated interest deductions on
automobile loans, further increasing the cost of ownership. In a nutshell,
leasing has become popular because it offers people a way to drive the vehicles
they want, often better vehicles than they could buy, for less money and less
hassle.
With leasing, you at least have the option of putting your monthly payment
savings into more productive investments, such as mutual funds or stocks that
have the possibility of increasing in value. In fact, many experts encourage
this practice as one of the benefits of leasing. As attractive as it may be,
leasing may not fit everybody's needs and lifestyle.
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Finance
Infinite Auto Leasing can take care of all of your financing needs. Whether you
wish to lease or buy, we will find the best program that best suits your needs.
We work with all of the major lenders in the country to bring you great rates
and flexible terms. Our helpful Auto Specialists will be there to answer all of
your questions and make sure your needs are met.
Loan Programs
We work with both National Banks and Auto Makers, so rest assured that any
factory incentives will be made available to you. You do not need to purchase a
car from a Dealership in order to get factory incentives - those come with the
car directly from the factory. In some cases banks may offer better terms and
rates than the manufacturer. We will let you know your options and you decide
what you prefer. You can be sure there are never any hidden charges or
prepayment penalties with our lenders.
If you have ever shopped at a Dealership, you know that they try to take your
attention away from the price and have you focus on the monthly payments. This
is because they practice what is known in the auto industry as "Payment
Packing". This is when they get you to agree on a monthly payment without
disclosing selling price, rate or term. They close the deal at a high monthly
payment so that the finance department can then sell you things like extra
insurances and anti-theft devices that you don't need and make you think that
they are doing you a favor! You'll never have to overpay again. At Infinite
Auto Leasing, you'll work with one person who will take care of you every step
of the way. This is how we keep the cost low to you!
After You Get Approved
Your Auto Specialist will work with you to confirm your vehicle request and
finalize the details of your financing. When finance package is ready your Auto
Specialist will take through it step by step, and let you know what documents
you need to provide. You can complete the financing papers at your convenience.
Credit Application
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